PARTNERING WITH WORLD-CLASS FINTECH TEAMS
Moneta is an Israeli venture capital firm that focuses solely on the Fintech/Insuretech industry. Since it was founded in 2015, Moneta has become Israel’s most active Fintech fund with many category-leading startups in its portfolio. Moneta operates two parallel VC funds: Moneta Seeds, which invests in early-stage startups, and Moneta Capital, which invests in growth rounds. The firm manages $150M, and in Q4/2020 we began investing through our third fund: Moneta Seeds II.
The benefits of a specialty Fintech fund are many: our knowledge grid covers every area of Fintech/Insuretech, spanning from credit to payment, risk, BaaS, cross-border, digital insurance, actuary and underwriting.
We bring this knowledge to bear by working closely with our startups and encourage a collaborative relationship between them. To deepen our ability to add value, we have established a network of strategic partners who are Banks, Insurers, Credit-Card firms, and Wealth Managers. Many of them are investors in our funds which make them even more committed to help our startups as design partners, first clients, and channel partners.
To sum-up: if you are a Fintech entrepreneur who is looking for much more than funding, we would like to be your partners.
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Areas of interest
We invest in technology solutions that are poised to revolutionize the global Financial industry Read More
Areas of interest
We invest in technology solutions that are poised to revolutionize the global financial industry. We are looking for innovative solutions that respond to major needs of banks, insurance firms, or other financial institution. Some of the areas that are topical in our space are: credit risk, capital markets, tax, fraud, churn, payments. We look for a deep underlying technology such as: Big data, Machine learning, NLP, Blockchain. We are investing mainly in B2B Solutions but would consider B2C if its backed by strong partnerships. -
Moneta Seeds
Moneta Seeds is a VC fund that leads first rounds of Data, Fintech and Insuretech ventures. Read More
Moneta Seeds
Moneta Seeds is a VC fund that leads first rounds of Data, Fintech and Insuretech ventures. Our added value as seed investors is manifested by our strategic partnerships with large international Financial Institutions who are involved in all our startups as either design-partners, first clients, and sometimes as co-investors. The IVC (Israeli Venture Research) has named Moneta Seeds, as one of Israel’s most active seed investor. -
Moneta Capital
Moneta Capital is a VC fund that invests in A & B rounds, of Data, Fintech and Insuretech ventures Read More
Moneta Capital
Moneta Capital is a VC fund that invests in A & B rounds, of Data, Fintech and Insuretech ventures. Moneta Capital was founded in 2018 to fulfill our vision of one-stop-shop, cross stage, investment house for Data, Fintech and Insuretech ventures. In this fund, we seek to invest in revenue-stage companies who need additional funding to fuel a major expansion. Moneta Capital enjoys the group’s eco-system, including strategic partnerships with large financial institutions and world-class advisors and partners. -
OUR ADDED VALUE
Once invested, we roll up sleeves and start adding value, mainly in strategy, HR, and funding. Read More
OUR ADDED VALUE
Once invested, we roll up sleeves and start adding value, mainly in strategy, HR, and funding. We leverage strategic partnerships and networks to explore new business; We assist the executive team in building their company and help hire senior managers; During times of funding, we are committed to share the load with our CEOs. We can do all that because before we did what we’re doing now, we did what our CEOs are doing. We’ve started companies, we’ve raised money and paved their exit options. We’re not financiers, quite the contrary, we’re seasoned tech managers who understand finance, operations, engineering & marketing. We’ve applied those disciplines in 100s of startups before. Sitting on both sides of the term-sheet, gave us perspective -we understand how to help CEOs achieve their goals!. -
STRATEGIC PARTNERS
We have established strategic partnerships with world leading financial institutions Read More
STRATEGIC PARTNERS
We have established strategic partnerships with world-leading financial institutions. These relationships prove to be working very well. In the last years, our strategic partners have joined almost all of our deals as co-investors and as early adopters of the startups’ products. Our modus operandi with our partners is quite unique: we don’t just ask our strategic partners for an advise, we are giving them an advise and act as their fintech consultants. Their vote of confidence is manifested in participating in our rounds and helping our startups. This creates a Win-Win situation: the startup wins and the strategic partner wins. -
WHAT WE ARE LOOKING FOR
We are looking for these qualities and in this order: TEAM, PRODUCT-MARKET FIT, DEAL Read More
WHAT WE ARE LOOKING FOR
We are looking for these qualities and in this order: TEAM, PRODUCT-MARKET FIT, DEAL. Exceptional team should be comprised of complementary technology and management skills. We want to see that the team understands its domain, much better than we do (and we try to get it quick). The Market size is a key factor and we are looking for startups that can grow to become meaningful on a global scale. Then we look at the technology. We are big believers in deep IP that sets high barriers for entry. The last factor in our process is deal-terms that must make sense for us to go ahead.
Portfolio
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Octopai Website
Octopai has developed the ‘Total Impact’ – an innovative cross-platform navigator for BI and IT systems. Its solution is used for managing multiple metadata systems, enabling visibility and control of the entire IT system with automated tracking throughout the BI information systems. Octopai’s solution is already installed with two of the largest Insurance companies in Israel.
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Atidot Website
Atidot develops a B2B cloud based machine learning platform for insurance risk models. Insurance companies struggle to find models that are more accurate, that take advantage of the new data sources (web, IOT, sensors) and make it part of their day to day risk methodology. Atidot’s solution allows the company to run thousands of different methodologies simultaneously and turn analytic results into actionable business decisions automatically.
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Way2vat Website
Way2VAT is revolutionizing enterprise’s travel expense management and automated VAT reclaim platform. VAT reclaim is still a largely a bureaucratic process. Because of this, many companies choose to not pursue VAT reclaims, leaving $20B in unclaimed business refunds annually. WAY2VAT is developing a B2B2E platform that employs patent pending mobile-cloud-ERP technologies to automate the business travel expense.
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Paygilant Website
Paygilant has developed a unique anti-fraud technology for analyzing the activity of all credit cards, debit cards, cash, loyalty cards or any payment mean approved for use by the smartphone. The state-of-the-art fraud detection system is promising to remove the bulk of the work from the back office and relocate it to the smartphone.
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Rewire Website
Rewire is a digital mobile banking platform used to facilitate international cash remittance at a higher speed and a much lower costs than those offered by incumbent players (i.e. Banks, Western union). Using Rewire, Foreign workers or any other un-banked users can easily load cash in one country and remit it to selected receiving countries at a fraction of the cost and complexity of any rival service.
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Espresa Website
Espresa is a cloud platform and vendor network for workplace services to attract and retain employees, and increase productivity along with SAAS capabilities that include access control, payment, provisioning, scheduling, security, support and transaction management. The company that started up in 2015 is already serving some of the largest vendors in the US.
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Binah Website
Binah.ai enables enterprises and vendors to utilize artificial Intelligence technologies, machine learning combined with signal processing to solve (almost) any data science challenges faster, more accurately and at a fraction of the price.
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Paybox Website
Paybox, a social payment platform that simplifies the process of group payments, was designed for millennials based on the understanding that there is a lack of proper tools to handle the complexity and diversity of group payments which is everything from collecting money for hen do/stag do, pizza night, sharing flatmates expenses, after school activities/PTAs all the way to donations and charities. People commonly define PayBox as WhatsApp for payments or a dynamic checking account for groups.
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Tipranks Website
Tipranks has revolutionized the trade & investment sector. Tipranks has developed a comprehensive investing tool that allows private investors and day traders to see the measured performance of anyone who provides financial advice.TipRanks platform offers the most comprehensive dataset of analysts, bloggers and corporate insiders. Using algorithmic big-data technology, the company provides answers to the most basic questions: are they reliable and accurate? What is their track record? Are there better opinions out there? TipRanks presents an updated and accurate view so you can make the most educated investment decisions.
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Hopon Website
Hopon is an advanced mobile ticketing solution for the public transportation industry. It can be easily integrated into every form of public transit: buses, trams, trains, metros and bike-share systems. The product consists of a secured, wireless mobile payment and ticket validation technology, which enables passengers to buy tickets anywhere and anytime, and seamlessly check-in and out the bus drive without any user intervention. HopOn is based on a patent pending wireless ultrasonic system that may integrate with all existing ticketing system which might be in use. Hopon’s solution is currently installed in hundreds of busses with one of israel’s largest Bus companies: Dan, who has invested in Hopon alongside being a design partner and 1st client of its product.
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PayZday Website
PayZday has developed an Artificial Intelligence platform that analyzes in real-time the financial risk of E-commerce online merchants, and generates unique indicators and data-sets for the Credit/Lending industry.
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Sproutt Website
Sproutt is a life insurance company that loves life and rewards those who love theirs too. Sproutt, powered by Aktibo, uses unique data sets and AI to offer better life insurance terms to customers who lead healthier lives. By applying deep learning capabilities, Sproutt classifies and clusters potential customers on “persona”-based groups to deliver a customer-centric and personalized experience across all stages of the insurance lifecycle.
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Neura Website
Neura is a customer engagement platform that enables corporate to adapt in real-time, their offering to their customers’ preferences and needs; Brands are using Neura to interact with their user, at the right moment with the right offering, thus increasing engagement, conversion and retention by orders of magnitude.
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Railsbank Website
Railsbank is an open banking platform (software-based bank) that enables non-financial institutions to provide their users with a suite of financial services in less than an hour. The platform eliminates the need to deal with regulations and to build a financial infrastructure independently. Railsbank’s mission is to become the customers’ trusted financial rails provider (hence the name: Railsbank)
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Otoma Website
Otoma has developed an automated suite of modeling and testing solutions to help banks respond to the fast and more frequent changes of their IT versions and features. Using an extensive knowledge-base on financial systems and a process-mining algorithm, Otoma automatically discover the components and flows of a banking system under test, generates test scripts and test data, runs the tests and analyzes the results. In this way, Otoma increases testing coverage, reduces risk and shortens time-to-market of financial solutions implementations.
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Insurify Website
Insurify is an online insurance shopping platform designed to simplify the process of purchasing insurance and make it fully digital. Through artificial intelligence, Insurify allows customers to compare insurance quotes in a single place, while enjoying a very friendly user experience.
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Panorays Website
Panorays has developed a third-party security lifecycle platform. Panorays is transforming the way companies do business securely with third parties. The platform automates third-party security life-cycle management, enabling customers to dramatically speed up their third-party security evaluation process and gain continuous visibility, while ensuring compliance with regulations such as GDPR and NYDFS.
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Human API Website
Human API’s platform allows users to access, store and share health data that has been automatically gathered from all sources (i.e. medical records, pharmacy data, lab results, wearable devices) and share this data with companies they trust (i.e. Life insurers).
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nSure.ai Website
nSure.ai is an AI-based fraud protection solution built for sellers of fraud-attractive goods and services such as gift cards, airline tickets, concert and sports tickets, hotel vouchers, software, games and more.
Team
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Adoram Gaash
Founder, Managing Partner Read MoreAdoram brings to Moneta a solid track record as a technology investor and a serial entrepreneur. Prior to founding Moneta, Adoram founded and co-managed Stage One [2001] – a top quartile, Israeli VC fund, that created 7 Exits. Before becoming an investor, Adoram co-founded 3 successful ICT startups which resulted in major Exits. Later in his career, Adoram lived in USA Silicon Valley and joined Growth Point Technology Partners as a Technology M&A Banker.
Adoram’s experience covers every phase of building a tech company – from ideation through funding towards growth. Serving for 2 decades on both sides of the “Termsheet”, has given him a broad perspective as an added-value investor and allows him to assist other CEOs explore their strategic options.
Adoram’s most interesting success stories include: Radwiz (Founder/CEO) acquired by TERN, Radlan (Founding team) acquired by MRVL, Radware (Founding team) IPO, Magnifier (Investor) acquired by F5, Octalica (Investor) acquired by Broadcom, Trivnet (Investor) acquired by Gemalto, Oversi (Investor) acquired by Allot, and Crescendo (Investor, Chairman) acquired by F5.
Adoram earned his BscEE (Cum laude) in Computers Engineering from the Technion in Israel; an MBA from Kellogg Recanati, Tel Aviv University, and MA, Philosophy (Cum Laude) from Tel Aviv University.
Among his hobbies, Adoram plays golf and rides a motorcycle.
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Meirav Har Noy
Founder, Managing Partner Read MoreMeirav brings to Moneta two decades of experience as an investor with some of the world’s leading VCs. Moneta is Meirav’s third venture capital firm. In 1997, she joined Intel Capital, a world-leading corporate venture capital arm of Intel corporation. Meirav played a pivotal role in Intel Capital’s investment in some 10 companies during her five-year tenure. Later in her career, Meirav joined Apax Partners, a leading international investment private equity fund. During her five-year tenure at Apax Partners, Meirav was involved in six technology investments. Recently, Meirav served as the CEO of Iris Ventures, a technology incubator that is supported by the Chief Scientist.
Meirav’s experience as a technology investor, board member and CEO has given her a broad point of view that translates into tremendous added value, which she brings to her companies. Meirav has specialized in making wireless and mobile investments and in advising the managements and boards of leading cyber security companies. Seven of the companies at which Meirav was serving as an investor or board member have made it all the way to a successful exit. Meirav’s most interesting technology success stories include: Panaya (Enterprise SW) that was sold to Infosys; Storwize (Storage) that was sold to IBM; Fiberxon (Optical Coms) that was sold to MRV; and Aeroscout (Wireless SW) that was sold to Stanley Healthcare. Meirav graduated with honors from Bar Ilan University with a BA in Economics and Political Science. She has an MBA from Ben Gurion University, majoring in corporate financing. Meirav grew up in Silicon Valley until the age of 18, when she came back to Israel to join the IDF.
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Ami Shafran
Venture Partner Read MoreMajor General (Res.), Shafran, is one of the world’s renowned experts in Data Science & Cyber. He has served the Israeli army and government for more than 40 years at the highest roles of technology command. His last position was IDF’s Head of C4I Division (telecommunications and IT). He served in various senior roles in R&D, Intelligence, and telecommunication. He also was head of the R&D unit of the Ministry of Defense – Maf’at.
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Yarden Nadler
Office Manager Read MoreYarden joined Moneta in 2017 as an office manager. She is responsible for the fund’s administration and takes care of the entrepreneurs in residence. Yarden graduated from the Wingate sports academy and has been working as a trainer for 10 years.
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Isaac Krymolwsky
Venture Partner Read MoreIsaac Krymolowski is an expert on business strategy and the growth of global companies. With 15 years’ experience in top-management consulting, Isaac has served in the San-Francisco office of Booz Allen Hamilton. Isaac subsequently moved to London, where he was the Head of Group Strategy & Planning at Barclays and the Global Head of Consulting & Research at DTZ. Now based in Israel, Isaac has served as Chairman and Director of several public and private Israeli companies.
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Yula Gor
Director of Finance Read MoreYula joined Moneta in 2017 to head up the finance department. She overlooks all aspect of the fund’s financial affairs, including Capital and Budgets. Prior to Moneta, Yula worked as a CPA at the Israeli office of Ernst & Young, where she managed the audits of a variety of hi tech clients. Yula has graduated from the Tel Aviv University where she studied accounting and economy.
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Linda Benshoshan
Advisory Board Read MoreLinda Benshoshan is an Israeli businesswoman. She is a partner at the private investment firm “Forma” specializing in real estate investments in Europe. She also holds directorship at Taro Pharmaceutical Industries Ltd, Energix Renewable Energies and MRR Thirteen Limited. She serves on boards and Chairwomen of Investment Committee of a number of provident funds and study funds. She serves as a member of the Executive Committee of the Jaffa Institute, a non-profit that provides educational enrichment to disadvantaged children from Jaffa, southern Tel Aviv and Bat Yam. Linda served as Deputy Commissioner of the Capital Market, Insurance and Savings at the Ministry of Finance and as Israel’s Consul of Economic Affairs in the southwest United States. She served in a wide range of positions at Israel Discount Bank, including CEO of Discount Provident Fund, Deputy CEO and the Head of the Asset Management Division and held directorships at Tel Aviv Stock Exchange. She was also a member of the Lubetzki Committee for determining the criteria for the distribution of the funds of TOTO (Israeli National council for Sports Betting Regulation). Ms. Benshoshan earned an Bachelor’s Degree in Economics & Sociology and MBA from the Hebrew University of Jerusalem.
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May Nechushtan
Associate Read MoreMay joined Moneta during 2019 as an Associate and part of the investment team. Prior to Moneta, May was the Fintech Sector Lead at Start-Up Nation Central, a non-profit organization that connects businesses, governments, and NGO leaders from around the world with Israeli innovation. In this role, May was responsible for creating business opportunities for the local ecosystem and matching Israeli solutions to global challenges while constantly analyzing and researching the Fintech industry. May was also part of the Research Department of the Central Bank of Israel, where she was responsible for monitoring and analyzing the Israeli financial markets and shaping public policy and regulations. May holds a B.A. in Philosophy, Political Science and Economics (PPE) from the Hebrew University of Jerusalem.
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Nir Falevich
Associate Read MoreNir Falevich is an Associate at Moneta VC. As part of the investment team, Nir connects with entrepreneurs, assesses investment opportunities and performs due diligence. Prior to joining Moneta, Nir was the cybersecurity sector lead at Start-Up Nation Central. As a cybersecurity industry expert, Nir connected business executives from all around the globe with people and technologies involved in Israel’s cybersecurity industry. Nir was also a business intelligence developer at Ginger Software, a US- and Israel-based ed-tech software company. Nir previously served in various positions in Unit 8200, the IDF technology and intelligence unit. Nir holds a Master of Business Administration (MBA) from the Executive MBA program in Entrepreneurial Finance, and a bachelor’s degree in Philosophy, Political Science and Economics (PPE), both from the Hebrew University of Jerusalem.
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RECENT NEWS
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NEWS MONETA SEEDS-II INVESTS IN NSURE.AI
Post on: February 25, 2021 nSure.ai helps online merchants reduce dramatically the fraud and chargebacks in the digital goods arena Tel Aviv, February 25, 2021, | Moneta VC team. Moneta… Read More Read More -
NEWS The future of life insurance: Reimagining the industry for the decade ahead
Post on: December 15, 2020 Over the past decade, life insurers have struggled with growth and profitability. By focusing on three priorities, insurers can reinvent themselves and reestablish their vital… Read More Read More -
NEWS How CCaaS will shape the future of the $4T US Credit Card Market
Post on: December 15, 2020 You may have read in Tech Crunch and across the media last week that Railsbank raised $37m to support its global growth and product expansion. We will… Read More Read More
I had the pleasure of meeting Moneta VC at a very early stage. Adoram and Meirav made a strong impression and before I knew it got us our first enterprise agreements with a tier one bank, they then joined our round A and became part of our journey. Working with the partners at Moneta is simply fun, they bring tons of value on many sides and are always fully committed to our success. I feel lucky to have them with us.
Uri Greunbaum
CEO,Tipranks
Moneta believed in us from the beginning, when we were 2 entrepreneurs with a mathematical model. We have been invited to work at Moneta office and build our company together. Their experience, great introductions and support, empowered us along the startup journey.
Dror Katzav
CEO,Atidot
Moneta brings a true added value to the table. From the beginning, Moneta partners were always there to support us with highly professional guidance and a spirit of true partnership. Immediately upon their investment they introduced Standard Bank as a partner and co-investor which paved the way for our future growth.
Guy Kashtan
CEO,Rewire
When I founded my second company, Jassby, I was looking for a VC that brings more than funding. I looked for real partners with whom I can discuss and brainstorm various strategic options. I approached Moneta mainly because of its deep knowledge of the Fintech world. Moneta has created a Fintech ecology that even the most experienced CEOs who have been there done that, will find very valuable.
Benny Nachman
CEO,Jassby
For Octopai, Moneta is part of the founding team. From the day they led our seed funding, they were relentlessly helping us move forward on all fronts. They used their great networking to create opportunities and applied high energies to solve every problem. If you are looking for real partners who roll up sleeves and help, look no further than these guys.
